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Now is the best time to join
the Gateway Regional Chamber of Commerce
By Kate Conroy, Vice President
Let’s face it: these are some
scary times we’re facing. Historically, during times
of economic stress, businesses have tended to go
with their gut-instincts and cut spending on
non-fixed costs – you have to pay rent, keep the
phones on and pay the electric bill. Non-fixed costs
have almost always included marketing.
As a result, people stop buying
your product and you stop marketing simultaneously.
It’s not a good formula for
success, one might argue. But it’s hard to argue
with a business owner who sees his profits dwindling
that extras and frivolities are necessary expenses.
The problem, however, is in
lumping in marketing dollars with “extras” and
“frivolities.” Until we have the word-of-mouth power
of Google or Verizon, we are all happy to get all
the help we can.
What better help is there than
the chamber? Where else do you get 170 events
throughout the year, the chance to pitch your
product or service as often or to as many people,
and the aid of a personal introduction?
The trick is in taking advantage.
We are all amazingly busy. I often marvel at the
speed with which my week passes. Every time I turn
around it’s Friday and that’s because every day we
have one meeting or another, and go to them all.
It’s a big commitment. The
reward, however, is getting to know someone, perhaps
making a friend and doing some business.
People do business with people
they know, like and trust. The alternative is
opening the phone book, which is something I haven’t
had to do since I took this job.
You might think you have enough
friends and that might be true, but are you really
willing to say you don’t want any additional
business? Because that’s what you’re turning down
when you turn down the chamber. We are a huge
organization, but we’re also very tightly knit and
we’re constantly talking to each other.
For example, a new member
recently asked me to make an introduction to several
banks, and I did. No other chamber or business
organization gets involved at that level.
It goes beyond those of us in the
office, however. If you meet a member at a meeting
and theyknow someone who can help you, they’ll
probably make an introduction.
Sales are great, of course, but
math is math and every new sale costs money –
whether because of a commission or those pesky
marketing dollars we were talking about earlier.
What doesn’t cost anything is
money saved and the chamber can help you there, too.
The Affinity Programs are special discounts on
products and services that all businesses use and
need. You have to buy office supplies and you have
to buy them somewhere. Why not look at the chamber’s
program with W. B. Mason and see if they can save
you money?
More often than not they can and
it doesn’t cost a thing. On average, W.B. saves
members 15 percent. The industry standard is that
most businesses spend approximately $500 per
employee per year on office supplies. If you have 20
employees you’re probably spending about $10,000 on
office supplies each year. Could you really do
without an extra $1,500 in your pocket?
I can think of a lot of things I
could do with $1,500. And this is just one program;
let’s not forget about the other 16!
All you have to do is ask. That’s
what we’re here for. The chamber exists for one
purpose: to promote and advance your business
interests. That means helping you make money and
helping you save money. We’ve been doing it since
1911 and, frankly, no one does it better.
Scary times or not, life goes on.
As member Eric Segal said to me this morning, “It’s
time to buckle down and get through this. And we
will get through this.”
You can get through this by
scrambling and cold-calling or you can get through
this with the help of the Gateway Regional Chamber
of Commerce – by attending events, getting
introductions, making introductions, saving money
and meeting people.
There is no better time to join
the chamber. We have more people, more connections
and more business than any other organization in
this region.
Kate Conroy can be reached at
908.352.0900 or kateconroy@gatewaychamber.com.
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Inside Views

Money on the Table
As with so many others, I have
been receiving my end-of-year financial statements
and looking at them with dismay over years of
savings that have diminished in such a short period
of time. It is a depressing perusal. Fortunately, I
have quite a few years until retirement, and with
luck their value will recover before then.
With one group of investments,
however, I am feeling a great deal of distress. For
years my wife and I have saved for our sons’ college
education. We were smart; we put these savings in
tax-exempt 529 plans so they would attain their
maximum value.
In looking through these
statements, I realize that more than a year’s worth
of tuition savings has simply disappeared. And there
are only two years left until I have to start paying
tuition.
Unfortunately, my situation is
not unique. I know there are many other families
facing the same problem or, perhaps worse, have
little savings set aside to help their kids get
through college to begin with.
What is very surprising to me is
that more families do little about it, even though
there is a great deal of money out there in the form
of scholarships that can help ease the burden of
paying tuition.
For years the Gateway Chamber has
run a small scholarship program. It is geared toward
graduating high school students in Union County who
have an interest in pursuing technical or vocational
training. It is not directed at the straight-A
student going to an Ivy League college, but rather
to the student who may not be able to afford the
cost of going to a four year school or who may not
have the grades to get in.
The scholarship is not a big one
– usually the amount awarded is $1,000 – but it
often can make a big difference in whether or not
school is an option.
What is surprising is that some
years it is very difficult to find enough
applications for us to give away the money. Often,
the bulk of the applicants will come from one area
high school with only a couple from other schools.
Several of our local chambers that also award
scholarships have faced a similar paucity of
applicants.
Not understanding why anyone
would not devote a couple hours of time to get a
$1,000 payoff, I asked a number of high school
guidance counselors why so few kids bother to apply
for scholarships. Their responses show a real
frustration at how far down financial aid really is
on most people’s lists.
Quite frankly, most counselors
believe that the main reason families don’t apply
for scholarships is because they don’t think they’ll
get them. Either the parents make too much money or
the kids’ grades are not good enough for them to
have any real chance at getting anything. These
families don’t understand that there are loads of
scholarships that are not need- or
performance-based.
The second big reason is that
many scholarships aren’t for a whole lot of money.
This is certainly true, but $1,000 is better than
nothing, and there is no reason to apply for only
one scholarship. Since most applications require
pretty much the same information, once collected,
subsequent applications become relatively easy.
Some of the more aggressive
applicants collect so many scholarships they
actually end up covering their school costs and
having money left over.
The third most common complaint
is that kids don’t bother to tell their parents what
is available because they have enough work already
and don’t want to spend their time filling out
applications.
Fall tuition bills come in June
and that is when parents start to freak out
wondering how they’re going to pay for this. Of
course, scholarship applications are due in March,
so by June it’s too late.
If you don’t want to find
yourself in this position, I suggest you contact
your child’s guidance counselor now. You might also
want to check out a couple of websites. Try
www.fastweb.com,
www.scholarships.com,
www.collegeboard.com (scholarship search) or
www.meritaid.com. I’ll be right there with you!
James Coyle
President
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Where the Chamber Stands...
Stealing the
Vote is Wrong
In the weeks preceding the
presidential election, the media noted that poll
numbers were mitigated by the unknown factor of how
much race would influence Americans in the privacy
of the voting booth.
That wild card – each voter’s
right to cast his or her ballot in private – is one
of the most treasured keystones of democracy.
So it is ironic that national
labor leaders are now fighting to steal that right
from American workers through the Employee Free
Choice Act (EFCA).
The EFCA is intended to
streamline the process of certifying a union,
facilitate initial collective bargaining once a
union is in place, and strengthen enforcement of the
National Labor Relations Act (NLRA) and penalties
for its violation. The bill passed the House in the
last Congress before stalling in the Senate, but it
is being revived.
The key component of the EFCA
that is most contentious is that it would allow
employees to form a union by simply collecting
enough names on membership cards, the so-called
card-check system, rather than being required to
hold a vote by secret ballot.
Currently, when employees in a
workplace want to form a union, the NLRA requires
they collect signed membership cards or a petition
representing at least 30 percent of the employees to
be covered by the union. While a company can
immediately recognize the union at that time, in
nearly all cases management opts to exercise its
right to require an election by secret ballot under
the eye of the National Labor Relations Board
(NLRB).
The Employee Free Choice Act
would eliminate the right for an election by secret
ballot – or put another way, the right of employees
to cast their votes without a fellow employee
watching.
Proponents of both labor and
business are chiming in on the issue.
Unions spent an estimated $450
million supporting Barack Obama and the Democratic
Party last fall, according to the Los Angeles
Times. Obama has nominated Hilda Solis for Labor
Secretary, who is seen as very pro-labor and has
expressed support for the bill.
The AFL-CIO claims that 60
million American workers would join a union tomorrow
if given the chance and that union members earn 30
percent more than non-union members, are 50 percent
more likely to have medical insurance and more than
four times as likely to have a pension plan. So
making it easier for employees to unionize is good
for them.
In the other corner is the
business community, led by the U.S. Chamber of
Commerce, which points out that the Seventh Circuit
Court of Appeals noted that “Workers sometimes sign
union authorization cards not because they intend to
vote for the union in the election but to avoid
offending the person who asks them to sign, often a
fellow worker, or simply to get the person off their
back.” The chamber also cites a Zogby International
poll in which “union members overwhelmingly (84% to
11%) indicated that employees should have the right
to specifically vote whether or not to join a
union.”
Non-partisan numbers speak for
themselves. In fiscal 2007, the NLRB found that
1,771 employees were “fired in violation of their
organizational rights,” the Los Angeles Times
reported.
Clearly, sometimes businesses do
not bargain in good faith and/or punish employees
for trying to unionize, and that is unacceptable.
But the Times also
reported that of the more than 22,000
unfair-labor-practice charges filed with the NLRB in
2007, 6,000 were against labor unions, most for
illegal restraint and coercion.
Sometimes unions are not so fair,
either.
Here are some more numbers. Labor
unions represent 12.1 percent of the nation’s 129
million workers, down from 20 percent in 1983 and 36
percent at their apex in 1945.
It is not a stretch to at least
suspect the real passion behind labor’s support for
the EFCA is not an altruistic belief in the rights
of employees to unionize but rather in the need for
an increase in membership – and dues.
Yet perhaps all the analysis of
numbers and debate of motives is irrelevant because
the Employee Free Choice Act will take away
something that sits at the core of American
liberties – the right to cast one’s vote in private,
free from the possibility of coercion or unwanted
influence.
Which brings us back to irony.
How is taking away someone’s right to vote in
private free choice?
The Employee Free Choice Act is a
bad bill. Not because it is bad for American
businesses, but rather because it is bad for
Americans who believe in their right to vote their
conscience in private.
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Our economy is hurting. In the
last two months alone U.S. employers have slashed
1.1 million jobs, sending the national jobless rate
above 7 percent for the first time in more than 15
years.
Here in New Jersey, income and
property taxes are at an all-time high. Our state is
neck-deep in record debt. And the current economic
crisis has many New Jerseyeans worried about losing
their jobs, their homes, their investments and their
retirement future.
The news for New Jersey’s
business community isn’t any better. According to
the non-partisan Tax Foundation, New Jersey’s small
businesses suffer from the nation’s second worst
business climate, including excessive government
bureaucracy, burdensome over-regulation and high
taxes.
Many businesses are struggling to
keep afloat because credit lines are frozen or have
dried up.
As a new member of Congress
representing New Jersey’s 7th Congressional
District, I believe our economic recovery should be
Congress’ foremost domestic priority in 2009. To
achieve recovery, I intend to work with like-minded
members of Congress to fight for a federal economic
recovery package that provides critical tax relief
to working families and incentives to businesses to
create and maintain jobs.
I believe vibrant, healthy
capital markets are critical to economic growth.
Upon my election to Congress, I immediately sought
and have recently received an appointment to the
influential House Financial Services Committee,
which oversees all components of the nation’s
housing and financial services sectors, including
banking, insurance, real estate and securities. This
committee assignment will allow me to work in a
bipartisan fashion to strengthen U.S. capital
markets for New Jersey’s working families and small-
and medium-sized businesses and investors.
Already, the Financial Services
Committee has held important hearings as part of
congressional efforts to respond to the current
economic crisis. I am working hard to ensure that
homeowners – not Wall Street’s bad actors – receive
vital emergency housing and mortgage relief funds
and that taxpayers are protected from wasteful and
unnecessary spending.
I understand that small
businesses play an important role in a healthy
economy because they create jobs in every community
across our country. Too many small businesses are
feeling the impact of the economic recession.
Congress must include provisions in the economic
stimulus plan to help small business owners expand
their businesses and create new jobs.
We pay too much in taxes.
Congress must include tax relief for all taxpayers
in its economic recovery plan – including
businesses. Businesses must be allowed to write off
last year’s losses, as well as losses occurred this
year. We should reward those hiring workers or
forgoing layoffs by providing one-time business tax
credits. And smaller businesses should be able to
write off a wide variety of expenditures,
encouraging them to invest to create jobs. These are
just a few of the provisions I believe should be
part of any final stimulus plan.
Like many of my colleagues, I
support including in the stimulus package new
investments in our national infrastructure.
Rebuilding and refurbishing our nation’s bridges and
highways will help create important construction
industry jobs. However, Congress must reject pork
barrel projects and ensure that the economic
stimulus package is free of wasteful earmarks.
The Congress and the Obama
Administration must work together in crafting an
economic stimulus that responds to the current
crisis. Working in a bipartisan fashion we can
produce a fiscally responsible package that delivers
immediate help to every level of our economy –
protecting taxpayers and delivering the right kind
of relief to small business.
If Congress and the President get it
right, we can help strengthen our economy, help New
Jersey’s working families and provide relief to
job-creating small businesses.
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